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Author	Topic: Car Insurance Part 6: Insurance extras	Post a Reply Back to Topics

PD Moderator	Message Posted: Aug 27, 2010 1:22:32 PM Ignore PD Report Abuse In the last part of our series on car insurance, we'll cover the extras that some motorists like to add to their policy- such things as towing, roadside assistance, and car rental. Now, these may seem like things you don't need- but they certainly become nice luxuries once you've needed or used them. They typically don't cost much every month, but can save you a lot of headaches and bills if you have more than a claim or two every year. Rental reimbursement will pay for your rental car if your vehicle is damaged or stolen. Basically, until your car is done being repaired, you get a rental. If the car is stolen, you can drive the rental until you've determined your next car and the insurance settles your claim. Make sure... Visit GasBuddy Blog for full article

Moderator

Message Posted: Aug 27, 2010 1:22:32 PM

Ignore PD Report Abuse

In the last part of our series on car insurance, we'll cover the extras that some motorists like to add to their policy- such things as towing, roadside assistance, and car rental.

Now, these may seem like things you don't need- but they certainly become nice luxuries once you've needed or used them. They typically don't cost much every month, but can save you a lot of headaches and bills if you have more than a claim or two every year.

Rental reimbursement will pay for your rental car if your vehicle is damaged or stolen. Basically, until your car is done being repaired, you get a rental. If the car is stolen, you can drive the rental until you've determined your next car and the insurance settles your claim. Make sure...

Visit GasBuddy Blog for full article

REPLIES (newest first)Ignore Short Messages

derKraut Champion Author Ontario Posts:2,092 Points:1,224,315 Joined:Dec 2008	Message Posted: Sep 2, 2010 1:30:36 PM Ignore derKraut Report Abuse Yup - have all of the aove.
OHMS Champion Author Orange County Posts:13,696 Points:1,687,875 Joined:May 2005	Message Posted: Aug 31, 2010 2:21:09 PM Ignore OHMS Report Abuse extras can be significant if your car is not covered for say; flood damage. You are paying to bet it will happen; they are betting that it won't happen.
10k Champion Author North Carolina Posts:21,221 Points:2,250,020 Joined:May 2006	Message Posted: Aug 28, 2010 12:36:21 AM Ignore 10k Report Abuse who can afford the extra perks ??..
Bus936 Champion Author Lexington Posts:16,423 Points:3,216,005 Joined:May 2004	Message Posted: Aug 28, 2010 12:32:35 AM Ignore Bus936 Report Abuse What is the big deal? If people want these extra perks on their insurance and can afford it, more power to them.
giro All-Star Author Nevada Posts:974 Points:394,675 Joined:Jun 2009	Message Posted: Aug 28, 2010 12:29:24 AM Ignore giro Report Abuse "towing and roadside assistance are cheaper with AAA" With our State Farm policies, it's much cheaper to pay $6 twice a year, for each vehicle, than the $70 AAA membership. I don't get free maps out of it, or discounts at places, but just in terms of towing and lockout instances, it is cheaper.
vulcan96 Champion Author Ohio Posts:26,871 Points:3,099,750 Joined:Aug 2004	Message Posted: Aug 28, 2010 12:27:35 AM Ignore vulcan96 Report Abuse There has been a lot of good information there, thanks for sharing that with us.
Blue_Cruzer Champion Author Lexington Posts:7,500 Points:1,665,585 Joined:Mar 2007	Message Posted: Aug 28, 2010 12:21:44 AM Ignore Blue_Cruzer Report Abuse Different strokes for different folks.
ssect8 Champion Author Hartford Posts:7,973 Points:2,092,520 Joined:Jun 2006	Message Posted: Aug 28, 2010 12:20:22 AM Ignore ssect8 Report Abuse Anything to make money for the insurance industry.
cudatim Champion Author San Antonio Posts:2,190 Points:1,314,360 Joined:Jan 2007	Message Posted: Aug 28, 2010 12:19:06 AM Ignore cudatim Report Abuse OK, thanks for the info.
CobraLeader Champion Author New Jersey Posts:267,902 Points:1,200,750 Joined:Apr 2007	Message Posted: Aug 28, 2010 12:19:03 AM Ignore CobraLeader Report Abuse ... Towing and road service is provided as part of the Hyundai 100,000 mile warranty. ...
915Chief Champion Author San Antonio Posts:6,091 Points:1,226,295 Joined:Aug 2008	Message Posted: Aug 28, 2010 12:18:52 AM Ignore 915Chief Report Abuse love this series....
andytom Rookie Author Oregon Posts:70 Points:642,250 Joined:Sep 2008	Message Posted: Aug 28, 2010 12:17:51 AM Ignore andytom Report Abuse Good set of articles on what car insurance covers.
TheSicilian Champion Author Jacksonville Posts:5,359 Points:1,465,750 Joined:Feb 2009	Message Posted: Aug 28, 2010 12:15:53 AM Ignore TheSicilian Report Abuse towing and roadside assistance are cheaper with AAA
bbreff Champion Author Atlanta Posts:9,828 Points:2,564,415 Joined:Jun 2005	Message Posted: Aug 28, 2010 12:15:08 AM Ignore bbreff Report Abuse Insurance - a necessary evil.
TFowler513 Champion Author Memphis Posts:3,824 Points:1,410,235 Joined:Mar 2008	Message Posted: Aug 28, 2010 12:14:27 AM Ignore TFowler513 Report Abuse Again, a necessary evil!!!
NO_SWEAT Champion Author Toronto Posts:4,325 Points:1,074,715 Joined:Jul 2008	Message Posted: Aug 28, 2010 12:11:56 AM Ignore NO_SWEAT Report Abuse Insurance, one of the few businesses that keep making money - Recession or not.
tedjm1 Champion Author New York Posts:5,609 Points:800,300 Joined:Dec 2006	Message Posted: Aug 28, 2010 12:10:49 AM Ignore tedjm1 Report Abuse Intersting series.
REKEY Champion Author South Carolina Posts:8,559 Points:1,695,415 Joined:May 2008	Message Posted: Aug 28, 2010 12:10:22 AM Ignore REKEY Report Abuse My towing has paid off on my cars since they are older.
faulkc05 All-Star Author Atlanta Posts:660 Points:273,990 Joined:Jun 2008	Message Posted: Aug 28, 2010 12:07:58 AM Ignore faulkc05 Report Abuse All these things have saved me money, in all occasions, especially the car rental. I was in an accident and my insurance company paid for a rental for nearly a month until the settlement was established.
humblepie Champion Author Toledo Posts:34,065 Points:2,367,370 Joined:Mar 2006	Message Posted: Aug 28, 2010 12:04:32 AM Ignore humblepie Report Abuse how riveting
outlaw329 Champion Author Austin Posts:7,601 Points:1,371,255 Joined:Aug 2008	Message Posted: Aug 28, 2010 12:00:29 AM Ignore outlaw329 Report Abuse Insurance is a scam that is a must for todays driving, sort of like the IRS.
FlyNFool Champion Author South Carolina Posts:8,219 Points:1,680,975 Joined:Aug 2008	Message Posted: Aug 27, 2010 11:57:48 PM Ignore FlyNFool Report Abuse Biggest scam artists!
serrog Champion Author Nova Scotia Posts:5,544 Points:1,508,130 Joined:Oct 2008	Message Posted: Aug 27, 2010 11:54:32 PM Ignore serrog Report Abuse Racketeers?
jjjleblanc Champion Author Rochester Posts:5,853 Points:1,515,025 Joined:Jun 2008	Message Posted: Aug 27, 2010 5:33:54 PM Ignore jjjleblanc Report Abuse I can't wait for part 7.
BMW2014 Champion Author Toronto Posts:1,794 Points:364,425 Joined:Jun 2010	Message Posted: Aug 27, 2010 2:39:13 PM Ignore BMW2014 Report Abuse Good information.
JOHNNY95206 Champion Author Stockton Posts:3,107 Points:356,105 Joined:May 2008	Message Posted: Aug 27, 2010 2:35:47 PM Ignore JOHNNY95206 Report Abuse Roadside is always a good thing, And I alway hope I don't have to use it.
gs7101 Champion Author San Antonio Posts:5,503 Points:386,920 Joined:Jun 2009	Message Posted: Aug 27, 2010 1:37:25 PM Ignore gs7101 Report Abuse I always keep towing on my policy; it does come in handy if you need to have your car towed.